Have you ever wondered why there’s so much fuss about having a good credit score? This three-digit number could impact your financial health – and your life – in important ways. Read on to learn more about just how important your credit score is. Image via Flickr/CafeCredit.com Continue to original source.
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If you’re juggling multiple credit cards – and multiple payments – it can be easy for something to slip through the cracks and harm your finances. For this reason, some consumers opt to consolidate their credit card debts into one payment. Before taking this step, however, it’s important to educate yourself to learn whether it’s…
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If you’ve found the car of your dreams but won’t be able to make cash payments monthly, you may find yourself wondering whether you can make a car payment with your credit card. The answer to this question is, unfortunately, dependent upon your auto loan lender. Even if you’re permitted to, you may want to…
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It’s the stuff of legends – paying the tab for your dream vacation using rewards and miles earned with your credit card. Is this truly possible? If you take the time to learn how to maximize your benefits and get the most value out of your credit card rewards program, the answer is yes. Image…
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If you’ve never had a credit card of your own, you may be wondering if it’s worth it. The truth is, there are several tips first-time credit cardholders should follow in order to protect their finances and make using a credit card worth their while. Click below to learn the basics of opening and using…
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With a huge purchase like a house, you need something in place such as homeowners insurance to cover you in the event of a loss. There is nothing like this peace of mind. But it’s important to know that even some insurance have limitations in it often referred to as “Acts of God”. Those can…
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Everyday we hear people say “get your free credit report” or “get your free credit score”? But what is the difference? This is a good question that a lot of people don’t’ understand. The credit report is a detailed outline of your credit history. Your score is a number generated based on the things in…
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Do you just have credit cards on your credit report? Do you just have a car loan? How about a mortgage? What you may not realize is that having just one kind of credit actually hurts your score. It’s always better to have a mixture. It makes up about 10% of your total score. See…
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If it was difficult for you to get a car with your bad credit, it may be hard for you to lease a car too. Although leasing a car is cheaper than buying, companies may still make it hard to lease if you have less than perfect credit. Your credit score will determine the lease…
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Having two or more credit cards can affect your credit score in many ways. It can be negative when the only type of credit you have is in the form of credit cards. Your credit should be diversified among various forms of credit and not just credit cards. It could also hurt your credit score…
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