There are two kinds of inquiries that can happen on your credit report. They are hard inquiries and soft inquiries. In part 1 of Difference Between Hard Credit Inquiries and Small Credit Inquiries, we covered what hard inquiries are. In part 2, we will cover soft inquiries. What is a soft inquiry? These types…
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When you reach a credit score of 700 or above, you’re in a whole other league in the world of credit. A score that high can mean the difference in getting a home loan, or a car loan at a great rate versus triple the rate. It can mean the difference in getting an airline…
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Areas of your credit card statement to pay attention to: Finance charges. These charges are the amount of money you will be charged if you do not pay off your balance in full. Grace period. This is the period of time you have to until your payment will be deemed as late. There is also…
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When you’re ready to apply for a new credit card, keep in mind the terms and conditions. Read through them carefully. By doing so, you ensure that you are aware of the introductory rates, annual fees, overseas transactions fees, APR details, balance transfer fees, and more. See More Here
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